About the author

Josh Williams

Founder, Ambient Wealth Management

Josh Williams is the founder of Ambient Wealth Management, a Spain-based financial advisory firm specialising in cross-border financial planning for expatriates. Having lived in Spain for over a decade, Josh helps internationally mobile clients understand the financial implications of relocating, retiring and holding assets across borders. His work includes UK pension planning, International SIPPs, investment planning and coordinating wider tax and estate-planning considerations with relevant specialists.

Articles by Josh Williams

Practical insights on cross-border financial planning for British expats in Spain and across Europe.

Why you may want to top up your State Pension by 5 April

What the changes to UK non-dom rules could mean for you

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